Creating Changeable Clothing etc.

I have just a general question to put in my notebook for later. If I have a 3D character, rigged and animated and I would like to change the clothing of that character, is this a coding situation or a modeling situation or both?

I know I would have to create the clothing using my modeler but what about setting up the bind points on the model? Is that coding? Thanks!

Modelling and coding.

Modelling: the cloth must be animated with the skeleton of the 3d character and the vertices must be assigned.

After that you can just parent it to the node you get from loadanimmesh on the character and you are done.

You could be cheap and nasty and just change the texture.