Nice smallprint Avon, I read the first part "The games you buy with your credits are yours to keep forever when you are a paid member - even if you cancel your GamePass subscription" and thought cool, but the next sentence had it all, oh well. I'll play it for a month and either cancel or but one more game next month really cheap.
I've been a REAL member forever, I always say I'm gonna cancel but then another free credit rolls in and I think "why not" its 10.00 a month and I get a free 30 dollar game every month.. Its really a deal.